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Our 401K Plan Allows For Planning for Retirement
Innovative has the plan designed to meet your needs while we handle everything for you from setup and enrollment to post retirement services. Whether your company is large or small, Innovative offers 401(k) plan options from a basic plan with no match to a safe harbor plan with a match and the option of making profit sharing contributions that maximize both retirement savings and tax savings. Combining the tax advantages with our various investment options creates one of the most powerful savings tools available.

We maintain an open architecture 401(k) retirement plan, which means your employees are not restricted to a single family of funds. We offer the best of the best in mutual funds. With Innovative, you no longer have to worry about the annual plan audit, the annual plan discrimination testing, or the annual Form 5500 filing. Our retirement plan solution is another area where Innovative saves you both time and money.


Benefits to You:
• A personalized financial advisor team will assist you every step of the way to make sure your company gets the attention you deserve.
• You will obtain the required legal documents, including a Summary Plan Description.
• The annual federal Form 5500, as well as the 1099-R when required will be prepared on your behalf.
• You will receive the annual nondiscrimination testing.
• You will be mailed the quarterly participant statements.
• You will receive employer assistance through a toll-free support line, 24-hour online access, administration guide book, enrollment support, and ongoing customer service.
• We will perform ongoing support in the areas of processing participant distributions, loans, hardships, and terminations.

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Innovative Employer Solutions © Copyright 2015 • 2836 5th Avenue North, St. Petersburg, Florida 33713
(800) 909-9098 • (727) 323-7979 • Fax (727) 323-7999